The Première health insurance plan. For expat residents of France who are registered with the State Healthcare System (CPAM).

Expatriates living in France are often unaware of the gap between the actual cost of health and medical care provided under the state system and the amount recoverable from CPAM. If you are registered with CPAM they will reimburse, in broad terms, up to 70% of your doctor's pharmacy or out-patient examination and treatment bills and, dependant upon the illness from 70% to 95% of the cost of medical or surgical treatment in hospital. These unrecoverable costs can amount to a considerable sum.

Aetna Global Benefits has, therefore, introduced the Première Healthcare Plan specifically designed to provide health insurance to cover this difference. The Plan is easy to understand, offers excellent levels of cover and is affordable. Expats can choose from 2 levels of cover. And, if you require health insurance cover whilst travelling away from France, there is an international module allowing you to receive cover for treatment worldwide. All in-patient claims can be settled direct with the medical providers.

The Première Module

This specialist health insurance plan pays the full difference between the amount paid by CPAM and the actual cost for any in-patient treatment within France. The plan also covers any out-patient costs linked to the hospitalisation for up to 90 days pre-admission or post-discharge including home nursing, physiotherapy, road ambulance costs and convalescence. Other benefits include normal or complicated pregnancy and childbirth costs, day-patient surgery and a private hospital room.

The Première Plus Module

Includes all of the above but also covers (within France) all out-patient costs, including visits to GP's, prescribed medicines, GP surgery and both routine and emergency dental treatment.

The International Module

For expatriates living in France, but requiring insurance cover outside France, this option extends the cover to Europe for elective treatment and worldwide for accident and emergency treatment.

For planned treatment received outside France, insurance cover is provided for up to 30 days per year. In the event of an accident or emergency, however, the health insurance cover is provided without any time limit.

Full details of this plan may be found in the list of downloads opposite.

Contact Information

General Sales Enquiries
Tel: +44 (0) 870 442 7376
Email: AGBSalesDirect@aetna.com

AGB Claims Centre
37, rue Anatole
F- 92300 Levallois Perret
T: +33 (0) 1 77 68 01 64
F: +33 (0) 1 77 68 01 68
Email: AGBPremiereClaims@aetna.com

AGB Agency Enquiries
Duncan Craig
Sales Director
Aetna Global Benefits
Tel: +44 (0) 7920 808279
Email: CraigD3@aetna.com

On this web site, Aetna Global Benefits will provide factual information on a product's features and benefits to allow you to decide whether it is suitable for your needs. We will not provide an opinion or recommendation on its suitability for you.